Table ( 23 ) : Credit Facilities Provided By Banks 1/ 
(LE Millions)
  Jun-99 Apr-00 May-00 Jun-00 Jul-00 Aug-00 Sep-00 Oct-00 Nov-00 Dec-00 Jan-01 Feb-01 Mar-01 Apr-01 May-01 Jun-01 Jul-01 Aug-01 Sep-01 Oct-01 Nov-01 Dec-01 Jan-02 Feb-02 Mar-02 Apr-02 May-02 Jun-02 Jul-02 Aug-02 Sep-02 Oct-02 Nov-02 Dec-02 Jan-03 Feb-03 Mar-03 Apr-03 May-03 Jun-03 Jul-03 Aug-03 Sep-03 Oct-03 Nov-03 Dec-03 Jan-04 Feb-04 Mar-04 Apr-04 May-04 Jun-04 Jul-04 Aug-04 Sep-04 Oct-04 Nov-04 Dec-04 Jan-05 Feb-05 Mar-05 Apr-05 May-05 Jun-05 Jul-05 Aug-05 Sep-05
Total lending 227,092 224,409 224,760 226,771 222,783 224,010 226,129 229,387 231,264 232,730 233,426 235,823 237,224 238,417 239,139 241,470 243,447 247,401 249,947 252,191 253,873 257,727 259,651 260,933 262,410 263,661 264,877 266,099 265,621 266,351 267,846 267,847 268,909 267,438 275,815 278,909 281,640 284,313 284,221 284,721 285,204 285,724 287,354 290,015 290,814 291,722 292,154 292,782 293,334 295,244 296,099 296,199 296,163 296,215 297,112 299,699 302,624 303,134 299,088 297,857 298,591 305,347 307,685 308,195 308,609 309,287 309,843
    (12.4) (11.4) -(0.1) (8.2) (7.7) (7.7)             (6.2) (6.4) (6.5) (9.3) (10.4) (10.5) (9.9) (9.8) (10.7) (11.2) (10.6) (10.6) (10.6) (10.8) (10.2) (9.1) (7.7) (7.2) (6.2) (5.9) (3.8) (6.2) (6.9) (7.3) (7.8) (7.3) (7.0) (7.4) (7.3) (7.3) (8.3) (8.1) (9.1) (5.9) (5.0) (4.2) (3.8) (4.2) (4.0) (3.8) (3.7) (3.4) (3.3) (4.1) (3.9) (2.4) (1.7) (1.8) (3.4) (3.9) (4.0) (4.2) (4.4) (4.3)
To Government 2/ 11,881 12,159 12,330 12,408 12,305 12,239 12,269 12,751 12,732 12,629 12,917 12,971 13,072 13,150 13,234 13,374 13,556 14,633 14,497 14,286 14,224 14,377 14,163 13,974 13,930 13,887 14,210 14,561 14,438 14,501 14,520 14,455 14,194 14,094 14,722 13,291 13,360 13,414 13,041 13,298 13,313 13,316 13,448 13,497 13,329 13,498 13,397 13,895 14,046 14,601 15,461 16,203 16,621 15,643 16,071 16,321 17,270 17,828 16,716 17,686 16,984 20,093 20,456 22,018 22,184 21,753 22,280
    (2.2) (2.2) (4.4) (4.0) (3.7) (5.3)             (8.2) (7.3) (7.8) (10.2) (19.6) (18.2) (12.0) (11.7) (13.8) (9.6) (7.7) (6.6) (5.6) (7.4) (8.9) (6.5) -(0.9) (0.2) (1.2) -(0.2) -(2.0) (3.9) -(4.9) -(4.1) -(3.4) -(8.2) -(8.7) -(7.8) -(8.2) -(7.4) -(6.6) -(6.1) -(4.2) -(9.0) (4.5) (5.1) (8.8) (18.6) (21.8) (24.8) (17.5) (19.5) (20.9) (29.6) (32.1) (24.8) (27.3) (20.9) (37.6) (32.3) (35.9) (33.5) (39.1) (38.6)
In local currency   8,972 9,029 9,152 9,128 9,032 9,093 9,517 9,505 9,368 9,607 9,619 9,636 9,687 9,742 9,521 9,520 10,151 10,235 10,043 9,945 9,798 9,601 9,502 9,398 9,402 9,473 9,900 9,788 9,871 9,557 9,574 9,399 9,284 9,156 9,020 9,027 9,045 8,905 9,050 9,023 8,995 9,011 9,048 8,896 8,998 8,862 9,314 9,389 9,410 10,200 9,963 10,396 9,673 9,646 9,709 10,133 10,017 10,092 10,665 10,457 10,395 10,639 10,938 10,850 10,671 10,705
In foreign currency   3,187 3,301 3,256 3,177 3,207 3,176 3,234 3,227 3,261 3,310 3,352 3,436 3,463 3,492 3,853 4,036 4,482 4,262 4,243 4,279 4,579 4,562 4,472 4,532 4,485 4,737 4,661 4,650 4,630 4,963 4,881 4,795 4,810 5,566 4,271 4,333 4,369 4,136 4,248 4,290 4,321 4,437 4,449 4,433 4,500 4,535 4,581 4,657 5,191 5,261 6,240 6,225 5,970 6,425 6,612 7,137 7,811 6,624 7,021 6,527 9,698 9,817 11,080 11,334 11,082 11,575
                                                                                                                                       
To Non-Government   215,211 212,250 212,430 214,363 210,478 211,771 213,860 216,636 218,532 220,101 220,509 222,852 224,152 225,267 225,905 228,096 229,891 232,768 235,450 237,905 239,649 243,350 245,488 246,959 248,480 249,774 250,667 251,538 251,183 251,850 253,326 253,392 254,715 253,344 261,093 265,618 268,280 270,899 271,180 271,423 271,891 272,408 273,906 276,518 277,485 278,224 278,757 278,887 279,288 280,643 280,638 279,996 279,542 280,572 281,041 283,378 285,354 285,306 282,372 280,171 281,607 285,254 287,229 286,177 286,425 287,534 287,563
    (13.0) (12.0) -(0.4) (8.4) (7.9) (7.8)             (6.1) (6.3) (6.4) (9.2) (9.9) (10.1) (9.8) (9.7) (10.6) (11.3) (10.8) (10.9) (10.9) (11.0) (10.3) (9.3) (8.2) (7.6) (6.5) (6.3) (4.1) (6.4) (7.6) (8.0) (8.5) (8.2) (7.9) (8.2) (8.2) (8.1) (9.1) (8.9) (9.8) (6.8) (5.0) (4.1) (3.6) (3.5) (3.2) (2.8) (3.0) (2.6) (2.5) (2.8) (2.5) (1.3) (0.5) (0.8) (1.6) (2.3) (44513.0) (2.5) (2.5) (2.3)
In local currency 147,398 169,849 170,233 171,516 167,760 168,903 170,154 172,529 174,140 176,066 177,601 179,469 180,483 181,645 182,486 184,460 185,661 187,159 190,385 192,576 193,790 195,441 197,364 198,684 199,962 201,046 202,071 203,108 203,544 204,157 205,520 205,771 207,189 206,366 206,981 207,761 208,578 209,597 209,348 209,644 209,348 209,880 210,926 213,736 214,822 215,865 216,351 216,425 216,362 217,644 218,252 218,196 218,298 218,967 219,013 221,117 222,850 223,803 223,612 221,653 221,353 222,559 223,572 222,203 221,004 222,452 222,392
                                                                                                                (3.5)                      
          Agricultural Sector 5496 4,454 4,512 4,577 4,336 4,509 4,206 4,153 4,223 4,149 4,166 4,496 4,269 4,295 4,839 4,732 4,796 4,852 4,831 4,786 5,058 4,696 4,618 5,263 4,883 4,662 4,681 5,058 4,676 4,682 4,999 4,716 5,084 4,821 4,430 4,780 4,450 4,465 4,499 4,499 4,435 4,416 4,578 4,575 4,628 4,708 4,696 4,661 4,634 4,658 4,790 5,015 4,488 4,532 4,615 4,806 4,818 4,686 4,753 5,648 5,703 5,736 5,699 5,772 5,779 5,725 5,634
          Industrial Sector 47691 56,586 57,011 57,606 57,380 57,274 56,916 57,822 58,803 59,825 60,469 61,430 61,897 62,619 62,700 63,583 63,989 65,021 67,330 67,430 67,591 68,731 69,649 69,865 70,371 70,833 71,372 71,435 71,265 71,140 70,438 70,272 70,834 70,646 70,842 70,882 71,402 71,807 71,910 72,630 71,790 72,267 71,513 72,356 72,775 72,237 72,589 73,039 73,159 73,851 76,255 75,698 77,002 76,899 78,131 78,741 79,570 79,424 78,015 77,786 77,701 77,757 78,237 77,416 77,028 77,071 76,529
          Trade Sector 37997 42,833 42,752 42,919 39,336 39,691 41,508 42,001 42,063 42,416 42,890 42,865 42,984 42,045 42,527 42,796 42,982 43,677 44,412 45,463 46,126 46,299 46,746 46,270 46,729 47,153 47,474 47,251 47,885 47,670 47,926 49,108 49,153 48,841 49,059 48,655 48,711 48,369 48,284 47,530 47,089 46,665 47,592 48,523 48,972 48,923 49,789 49,312 48,974 49,057 47,714 47,539 46,756 46,753 45,564 46,243 47,180 47,360 47,835 47,373 46,882 46,541 46,266 45,648 45,119 44,878 44,512
          Services Sector 30208 37,608 37,401 37,765 37,812 38,272 38,182 38,693 38,957 39,311 39,821 40,203 41,159 42,048 41,852 42,230 42,492 41,962 42,359 43,248 43,058 43,627 43,966 44,592 44,909 45,288 45,560 46,495 46,540 47,121 48,280 48,338 48,643 48,593 48,610 49,048 49,148 49,737 50,577 51,244 52,115 52,039 52,493 52,606 52,759 54,114 53,383 53,462 53,457 53,546 53,526 53,585 53,313 53,428 52,980 53,167 53,209 54,252 54,509 52,434 52,784 53,403 53,797 53,519 53,466 53,969 54,062
          Household & Foreign Sector 26006 28,368 28,557 28,649 28,896 29,157 29,342 29,860 30,094 30,365 30,255 30,475 30,174 30,638 30,568 31,119 31,402 31,647 31,453 31,649 31,957 32,088 32,385 32,694 33,070 33,110 32,984 32,869 33,178 33,544 33,877 33,337 33,475 33,465 34,040 34,396 34,867 35,219 34,078 33,741 33,919 34,493 34,750 35,676 35,688 35,883 35,894 35,951 36,138 36,532 35,967 36,359 36,739 37,355 37,723 38,160 38,073 38,081 38,500 38,412 38,283 39,122 39,573 39,848 39,612 40,809 41,655
In foreign currency 67,813 42,401 42,197 42,847 42,718 42,868 43,706 44,107 44,392 44,035 42,908 43,383 43,669 43,622 43,419 43,636 44,230 45,609 45,065 45,329 45,859 47,909 48,124 48,275 48,518 48,728 48,596 48,430 47,639 47,693 47,806 47,621 47,526 46,978 54,112 57,857 59,702 61,302 61,832 61,779 62,543 62,528 62,980 62,782 62,663 62,359 62,406 62,462 62,926 62,999 62,386 61,800 61,244 61,605 62,028 62,261 62,504 61,503 58,760 58,518 60,254 62,695 63,657 63,974 65,421 65,082 65,171
                                                                                                                -(0.8)                      
          Agricultural Sector 499 547 501 525 490 499 474 468 482 475 496 510 530 519 595 554 546 578 568 516 612 551 546 611 559 554 556 549 523 518 536 515 508 493 543 563 678 757 453 447 494 456 471 462 446 407 453 470 524 542 571 550 498 561 546 560 538 526 496 507 518 507 631 619 833 839 874
          Industrial Sector 19227 18706 18622 18686 18596 18648 19283 19371 19408 19255 18675 18710 18989 18836 18763 19113 19257 18907 18334 18440 18594 19429 19411 19570 19551 19535 19476 19532 19013 19734 19716 19601 19593 19177 21946 23164 23892 24339 24746 25378 25136 25102 25507 26,012 25,541 25,693 25,845 25,630 25,836 26,060 25,782 25,453 25,422 25,326 25,546 25,974 25,883 25,443 23,664 23,609 23,912 24,700 24,841 25,648 25,931 25,446 25,703
          Trade Sector 10197 8543 8583 8731 8788 8756 9167 9042 9042 8827 8264 8374 8411 8367 8161 7945 8140 8426 8375 8354 8446 8956 9052 9036 9212 9219 9242 9175 9126 9062 9096 9425 9368 9158 10722 10980 11732 11766 11738 11557 11629 11636 12108 12,346 12,637 12,203 13,016 13,027 12,965 13,106 12,715 12,552 12,692 12,870 13,169 12,763 13,011 12,434 11,967 11,927 12,365 12,357 12,710 11,881 12,148 11,971 12,078
          Services Sector 11884 11497 11399 11738 11848 11946 11791 12255 12380 12344 12431 12785 12758 12910 12923 12974 13207 14360 14503 14682 14721 15951 16120 16051 16186 16465 16383 16473 16406 15742 15902 15588 15606 15730 18222 20522 20691 21619 21824 21497 22453 22560 22166 21,261 21,372 21,498 20,620 20,839 21,029 20,898 20,881 20,854 20,358 20,569 20,407 20,670 20,774 20,573 20,170 19,999 20,501 22,100 22,476 22,432 23,308 23,484 23,146
          Household & Foreign Sector 26006 3108 3092 3167 2996 3019 2991 2971 3080 3134 3042 3004 2981 2990 2977 3050 3080 3338 3285 3337 3486 3022 2995 3007 3010 2955 2939 2701 2571 2637 2556 2492 2451 2420 2679 2628 2709 2821 3071 2900 2831 2774 2728 2,701 2,667 2,558 2,472 2,496 2,572 2,393 2,437 2,391 2,274 2,279 2,360 2,294 2,298 2,527 2,463 2,476 2,958 3,031 2,999 3,394 3,201 3,342 3,370
Memorandum Items (In Percent):                                                                                                                                      
                                                                                                                                       
   Government lending    0.5 1.4 0.6 -0.8 -0.5 0.2 3.9 -0.1 -0.8 2.3 0.4 0.8 0.6 0.6 1.1 1.4 7.9 -0.9 -1.5 -0.4 1.1 -1.5 -1.3 -0.3 -0.3 2.3 2.5 -0.8 0.4 0.1 -0.4 -1.8 -0.7 4.5 -9.7 0.5 0.4 -2.8 2.0 0.1 0.0 1.0 0.4 -1.2 1.3 -0.7 3.7 1.1 4.0 5.9 4.8 2.6 -5.9 2.7 1.6 5.8 3.2 -6.2 5.8 -4.0 18.3 1.8 7.6 0.8 -1.9 2.4
   Non Government Lending    0.7 0.1 0.9 -1.8 0.6 1.0 1.3 0.9 0.7 0.2 1.1 0.6 0.5 0.3 1.0 0.8 1.3 1.2 1.0 0.7 1.5 0.9 0.6 0.6 0.5 0.4 0.3 -0.1 0.3 0.6 0.0 0.5 -0.5 3.1 1.7 1.0 1.0 0.1 0.1 0.2 0.2 0.5 1.0 0.3 0.3 0.2 0.0 0.1 0.5 0.0 -0.2 -0.2 0.4 0.2 0.8 0.7 0.0 -1.0 -0.8 0.5 1.3 0.7 -0.4 0.1 0.4 0.0
Credit to private sector / Total Credit 3/   79.9% 80.1% 80.4% 81.8 82.0 82.1 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 82.3 82.0 82.2 82.2 82.2 82.2 82.4 82.6 82.8 82.9 82.8 82.9 82.9 82.8 82.7 82.5 82.5 82.5 82.5 82.6 82.7 82.8 83.0 83.1 83.0 83.0 83.0 82.9 83.0 83.0 83.1 82.8 83.0 82.9 82.7 82.6 82.2 82.5 82.4 0.8 0.8 0.8 0.8 0.8 0.8 0.8 81.1 80.8 80.6 80.7 80.5
Non Government Loans / Deposits 4/   98.8% 97.8% 96.8% 94.6 94.0 94.1 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 92.1 90.9 90.6 91.3 91.7 90.8 90.8 90.8 90.5 90.4 89.1 87.4 87.6 86.5 85.8 85.7 86.2 84.9 83.2 83.7 83.4 83.5 82.0 80.5 79.6 78.5 78.0 78.4 78.0 77.2 76.9 76.0 75.8 75.8 74.1 73.6 72.8 71.8 71.2 0.7 0.7 0.7 0.7 0.7 0.7 0.7 66.6 65.9 64.7 64.0 63.8
Government Loans / Deposits    32.3% 32.8% 30.9% 32.1 31.4 31.0 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 31.5 32.4 32.0 30.9 30.5 29.5 29.3 28.6 27.7 27.4 27.7 26.7 27.3 36.1 32.7 26.5 24.0 23.1 23.0 20.5 20.5 20.0 19.4 19.6 18.7 18.4 18.2 17.9 17.5 17.4 17.3 17.7 17.5 17.9 18.8 19.5 20.0 18.4 18.5 18.6 19.7 20.5 19.3 20.3 19.4 22.8 23.4 25.1 25.4 24.9 25.9
Foreign currency denominated credit to total credit   20.3% 20.2% 20.3% 20.6 20.6 20.7 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 19.8 20.2 19.7 19.7 19.7 20.4 20.3 20.2 20.2 20.2 20.1 20.0 19.7 19.6 19.7 19.6 19.5 19.4 21.6 22.3 22.7 23.1 23.2 23.2 23.4 23.4 23.5 23.2 23.1 22.9 22.9 22.9 23.0 23.1 22.8 23.0 22.8 22.8 23.0 0.2 0.2 0.2 0.2 0.2 0.2 0.2 23.9 24.4 24.9 24.6 24.8
Government foreign currency denominated credit to total government credit   26.2% 26.8% 26.2% 25.8 26.2 25.9 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 29.8 30.6 29.4 29.7 30.1 31.8 32.2 32.0 32.5 32.3 33.3 32.0 32.2 31.9 34.2 33.8 33.8 34.1 37.8 32.1 32.4 32.6 31.7 31.9 32.2 32.4 33.0 33.0 33.3 33.3 33.9 33.0 33.2 35.6 34.0 38.5 37.5 38.2 40.0 0.4 0.4 0.4 0.4 0.4 0.4 0.5 48.0 50.3 51.1 50.9 52.0
Non - government foreign currency denominated credit to total non-government credit   20.0% 19.9% 20.0% 20.3 20.2 20.4 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 19.2 19.6 19.1 19.1 19.1 19.7 19.6 19.5 19.5 19.5 19.4 19.3 19.0 18.9 18.9 18.8 18.7 18.5 20.7 21.8 22.3 22.6 22.8 22.8 23.0 23.0 23.0 22.7 22.6 22.4 22.4 22.4 22.5 22.4 22.2 22.1 21.9 22.0 22.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 22.2 22.4 22.8 22.6 22.7
Source: Central Bank of Egypt.
(   ) Percent change over same period in previous year.
1/ Excludes credit provided by the Central Bank of Egypt.
2/ Includes government sector, public service authorities and economic authorities.
 3/ Includes private business sector, household sector, and non-resident (foreign sector).
4/ Non government sector includes public business sector, private business sector, household sector, and non resident (foreign) sector.
Fig ( 21 ): Sectoral Distribution of Non-Government Credit Facilities (September 2005)
Source: Central Bank of Egypt.